Malaysia Dental Health Insurance
Out of pocket payment for even simple dental procedures can often be quite expensive in Malaysia and very few insurers will automatically include dental coverage as part of the benefits in their plans. In some cases, basic dental coverage is offered by some employers, but this is often just intended to provide for routine care such as annual tooth cleaning whereas serious dental problems usually remain the responsibility of the individual to pay for.
For most who want to have comprehensive dental coverage in Malaysia, the best choice is to add an optional dental coverage benefit to their Malaysia health insurance plan.
Malaysia Dental Insurance Coverage
Most Malaysia health insurance plans that offer dental coverage options give the customer a choice of two levels of coverage to choose from. Read on to learn more.
Routine Dental Insurance – usually the basic level of coverage that is available from many insurers and is intended to provide assistance with most common dental treatments, which may include the following:
- Dentist Check-ups
- Emergency Dental Care and Treatments
- Dental X-rays
- Tooth Cleaning
- Basic Fillings
- Root Canals
- Dental Extractionsv
- Necessary Anesthesia
Major Dental Insurance – provides a more comprehensive level of coverage which will typically cover almost all necessary dental treatment. This includes the items mentioned above, covered by Routine Dental Insurance, and also commonly has benefit provisions for:
- Crowns, Inlays and Jackets
- Gum Treatments and Root Scaling
- Gingivitis and Periodontal Treatmentsv
- Denture Repair or Replacementv
- Bridge Work and Dental Repairs
Almost all insurers will require that dental coverage be added to a comprehensive health insurance policy, as stand-alone dental insurance plans are very uncommon. Additionally, a waiting period may be imposed before coverage begins, though it is usually possible to cover all pre-existing dental health conditions, as very few people have never needed any dental work in the past.
Contact Malaysia Health Insurance
To have any of your Malaysia dental insurance questions answered or to learn more about a specific insurer's dental coverage options, speak with a Malaysia Health Insurance adviser. We offer free and unbiased assistance to help people find the right coverage to suit their specific needs. Reaching us is easy; just fill out the information request at the top of this page and an adviser will contact you soon, or for immediate assistance click here.